Home Buyers Guide

Check your credit score and clean up your credit

Many credit card companies offer FICO score reports free of charge. Check your credit card provider. Minimum FICO scores should be 580 and higher to qualify for some loans.


Find out how much house you can afford.

There are many calculators online or have a mortgage lender give you an idea of what you can afford with a soft credit pull without impacting your credit. By knowing what you can afford, it'll help you narrow down your home choices.


Get pre-approved by a mortgage lender.

Sellers will not take potential buyers seriously without a pre-approval letter or verification of funds. Get a pre-approval in hand before searching for your home.

Create a list of the most important features in the home and location.

By having a checklist, this will help you and your family narrow down the most important features in the home you're searching for.

Hire a realtor to help you find the right home and guide you through the buying process.

Fill out the contact form to get started!


Nai Chao, Realtor

Century21 WP & Associates Realty

Ph: 206-487-3555

Email: nai@chaorealty.com

Office: 2700 Richards Road, Suite 204, Bellevue, WA 98005

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